Widgets and quiet notifications
Safe to spend on your home screen. Category buttons right in the notification. Quiet hours respected.
Features
A passbook that writes itself.
Three ways to log, one honest number for today, and the tools around it: budgets, bills, splits, goals and insights that use your own history.
Get it onGoogle Play
Auto-capture · India · Android
Bank alerts become ledger entries.
ControlExpense reads the transaction SMS from your bank, card, UPI app and wallet, and records the amount, the account and how you paid. The message text stays on your phone.
- Day-One Rewind: reads up to 12 months of past alerts once you allow it, then tells your year as a six-card story.
- Counts money once: transfers between your own accounts, card bill payments and wallet top-ups aren't counted as spending; refunds link to the purchase.
- Fake-alert guard: “credited” messages from personal numbers are flagged, never imported.
- Name it once: give an unknown UPI ID a name and category, and ControlExpense uses it from then on.
- Review inbox: anything ControlExpense isn't sure about waits for one tap instead of guessing.
Log bar and keypad
Write it the way you'd say it.
The log bar above the tabs reads short notes in English, Hindi and Hinglish: amount, category, date, account and payment method. You see what it understood as chips, and nothing saves until you tap.
- “dhai sau auto”, “kal petrol 1.5k card”, “Rahul ko 500 diye” (asks: lent or spent?).
- A future date makes a reminder instead of a transaction.
- The keypad is a calculator: 120 + 45 × 3 works. Categories you use most float to the front.
- Receipt photos, notes and tags on any entry.
Voice
Say it in any of 99 languages.
Tap the mic, say what you spent, and ControlExpense reads back what it understood before you save. The optional offline model (57 MB) understands 99 languages with no internet and no uploads.
Pace Rosette · Safe to spend
One honest number for today.
Safe to spend is the smaller of two allowances: what your monthly plan allows, and what your balances allow after bills due before payday and money set aside for goals. If bills outrun your money, ControlExpense says so plainly instead of showing a negative number.
- Payday plan: when salary lands, split it across bills, goals and spending.
- Bounce Guard: a 30-day projection per account warns at least 3 days before a debit would fail.
- Season memory: learns your expensive months and warns five weeks ahead.
Plan
Budgets, bills, goals and splits.
Overall and category budgets with rollover, savings goals, recurring bills with reminders, lent and borrowed, and bill splitting that suggests a one-tap settle when your friend pays you back.
- Subscription radar: finds AutoPay mandates and repeating debits, with a guide to cancel.
- Best card today: with two or more cards, shows which gives the longest interest-free period.
Insights
Insights from your own history.
No generic tips. ControlExpense looks at what you actually did.
- Money River: where this month's money came from and where it went.
- My Inflation: how your own prices changed year on year, by category.
- Small-change radar: what all the little payments add up to.
- Worth it?: tap a feeling on bigger spends and see which categories you regret.
Accounts
Every account, honestly balanced.
Bank accounts, credit cards with statement and due days, wallets, cash, prepaid cards and loans, with transfers between them and a net worth that only counts what you choose.
- Balance Truth: compares your bank's reported balance with ControlExpense's, and helps find what's missing.
- Cash Trail: ATM withdrawals fill your cash wallet; ControlExpense shows how much cash you haven't logged yet.
Import and export
Bring in bank statements (CSV or Excel). Export CSV anytime; Excel and a passbook PDF with Pro.
Encrypted backup file
In every plan: one passphrase-protected file with everything, saved wherever you like.
Privacy Shield
Hide accounts behind a second PIN; a decoy PIN opens a clean app.
English and हिंदी
The whole app in both, with numbers read naturally by screen readers.
Tax tags
Tag insurance, rent and donations, and export a year-end summary (April to March in India).